Welcome!

I’m glad you’re here.

Money stress is never just about the numbers. It’s one of the top sources of tension and conflict in relationships. Whether you’re dealing with differing money values, communication breakdowns, or financial secrecy, it’s easy to feel disconnected. At Merge Financial Therapy, I help couples get on the same page about money—not just logistically, but emotionally. Together, we explore the beliefs, fears, family dynamics, and unmet needs that shape how each partner approaches finances.

I’m Rikki Rogers, a Licensed Clinical Social Worker (LCSW), Certified Financial Therapist™ (CFT™), Accredited Financial Counselor® (AFC®), and the founder of Merge Financial Therapy. I specialize in helping individuals and couples understand the emotional and relational roots of their financial challenges—so they can move toward clarity, connection, and lasting change.

Rikki L. Rogers, Certified Financial Therapist (CFT)™, Accredited Financial Counselor (AFC®), Licensed Clinical Social Worker (LCSW)

Education & Specialization

I work at the intersection of money, emotions, and relationships, helping clients build healthier, more intentional financial lives. My practice integrates therapeutic insight with practical financial guidance to support clients as they:

Reduce financial anxiety, avoidance, and shame
Resolve money conflict in relationships and marriages
Merge financial lives as a couple and improve financial communication
Navigate major life transitions (divorce, caregiving, career change)
Uncover and shift harmful money stories or inherited patterns
Break generational cycles around scarcity or overspending
Set values-based goals and build sustainable financial systems
Certified Financial Therapist™ (CFT™) – Financial Therapy Association
Accredited Financial Counselor (AFC®) – Association for Financial Counseling & Planning Education
Amplified Planning Externship Certification
Master of Social Work (MSW) – Appalachian State University